November 18, 2020

It’s Tool Time: All About Home Improvement Loans

Maybe you’re trying to increase your home’s value, curb appeal and “wow” factor before putting it on the market. Perhaps your goal is to make your home more accessible for your elderly mother who uses a wheelchair. Or maybe you bought a fixer-upper that has a ton of potential but is a little rough around the edges. A home improvement loan might be the right fit for you. Whether you want to fund a small project or a complete overhaul, Chickasaw Community Bank is here to help you make your renovation dream a reality.

What costs do home improvement loans cover?

This type of loan can cover the installation of a new roof or floors; the costs of remodeling a kitchen or bathroom; replacing heating, cooling or plumbing systems; improving wheelchair access by installing interior or exterior ramps; and more. Since home improvement loans are general personal loans, if you have funds left over after your project, you can use them on paint or decor –– or even put them toward your mortgage payment.

What are the benefits of home improvement loans?

When you are approved for a home improvement loan at CCB, no home appraisal is required, which means you can begin renovations as soon as possible without dealing with all the red tape. You don’t have to pay anything up-front to secure the loan either. We pride ourselves on our competitive and fixed interest rates, so your payment never sneakily increases and catches you by surprise. It’s also a great way to dodge high-interest credit card rates.

How do I qualify for a home improvement loan?

Like any loan, we will take into consideration your ability to repay the loan, which we calculate based on your income, employment history, existing debt, credit history, how much you’re wanting to borrow and other factors. Our loan specialists are ready to help you navigate the approval process and answer any questions you may have.

Do you have any home improvement projects on your bucket list? Have you ever considered applying for a home improvement loan? To apply for one of your own, click here.

If you have any questions about home improvement loans, please reach out to our Home Improvement Loan specialists at remodel@ccb.bank.

We can’t wait to watch your home beautification project come to fruition!

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Chickasaw Community Bank is not responsible for the product, service, or overall website content available at this third-party site. Our Privacy Policy does not apply to linked websites and you should consult the privacy disclosures on that site for further information.

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