Personal

Personal Banking

Convenient, effective, and affordable. When you trust your money to Chickasaw Community Bank, these are our goals for your personal banking experience. Take a look at our services and you’ll see why we’re growing every year.

Checking

Convenient, low-cost access to your money is essential in today’s fast-paced market, and Chickasaw Community Bank has developed a system to ensure that you get the service you need whenever and wherever you might need it. When you’re a Chickasaw Community Bank customer, you’ll get to enjoy industry-leading features with maximum convenience and minimal cost.

Our Kasasa Cash® and Kasasa Cash Back® programs give you the power to make your daily spending more effective. It’s easy to sign up and the benefits start immediately! Our personal checking and savings account services give you competitive interest rates, no monthly maintenance fees, and award-winning convenience. Which one is right for you?

Mobile Checking

  • No monthly maintenance fee
  • Free Visa® debit card and online banking and bill pay
  • Refunds on ATM withdrawal fees, nationwide (up to $50.00 monthly)
  • $100.00 minimum opening deposit
  • Mobile check deposit included

Earn tiered interest rate on your balances

  • 2.00% APY* on balances up to $20,000.00
  • 0.26% APY* on balances greater than $20,000.00
  • 2.00% - 0.26% blended APY* depending on daily account balances
  • 0.10% APY* if qualifications are not met
Qualifications
  • 1 monthly ACH credit
  • 4 monthly bill pays or ACH debit

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Kasasa Cash®

  • No monthly maintenance fees
  • Free debit card, online banking and bill pay
  • $100.00 minimum opening deposit
  • Nationwide ATM fee refunds up to $25.00 per monthly cycle (Max. of $4.99 per individual transaction)
  • 0.50% APY* on balances up to $100,000.00
  • 0.26% APY* on balances equal to or greater than $100,000.00
  • 0.50% - 0.38% blended APY* depending on daily account balances
  • 0.10% APY* if qualifications are not met
Qualifications
  • 1 monthly ACH credit
  • 1 monthly ACH debit
  • 10 card transactions

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Kasasa Cash Back®

  • No monthly maintenance fees
  • Free debit card, online banking and bill pay
  • $100.00 minimum opening deposit
  • Nationwide ATM fee refunds up to $25.00 per monthly cycle (Max. of $4.99 per individual transaction)
  • 2.00% cash back on qualifying debit card purchases up to $500.00 (Maximum $10.00 cash back per monthly cycle)
Qualifications
  • 1 monthly ACH credit
  • 1 monthly ACH debit
  • 10 card transactions of $10.00 or more

Apply Now

*APY - Annual Percentage Yield
Woman paying with her credit card

Kasasa Cash Back Details

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Chickasaw Community Bank as ATM transactions and purchases made with any debit card issued by someone other than Chickasaw Community Bank, PIN-based, signature-based debit card purchases less than $10.00.  “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 2.00% cash back on a total up to $500.00 PIN-based, signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $25.00, maximum $4.99 per individual transaction, for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified.
When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cashback payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after the account is opened.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-on and other requirements apply. $100.00 minimum deposit is required to open the account. Enrollment in free-internet banking and electronic statements is a condition of the account. This account is limited to personal or sole-proprietorship; no corporations, limited liability companies, partnerships or similar entities. Limit 2 account(s) per customer and/or household. A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly maintenance charges or fees to maintain the account; however, a dormant account fee of $25.00 per month will be charged after 6 months of inactivity. Fees may reduce earnings. Contact one of our Chickasaw Community Bank personal bankers for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

Kasasa Cash Details
*APY = Annual Percentage Yield. APYs accurate as of 01/01/2019.
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Chickasaw Community Bank as ATM transactions and purchases made with any debit card issued by someone other than Chickasaw Community Bank . “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When your Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the current statement cycle: Kasasa Saver: Balances less than $100,000.00 receive an APY* of 0.50%; and balances equal to or great than $100,000.000 earn 0.26% APY*  on the portion of balances greater than $100,000.00, resulting in a range from 0.50% to 0.38% APY* depending on the account’s balance.
Kasasa Cash: Balances up to $100,000.00 receive a non-compounding APY* of 0.50%; and balances over $100,000.00 earn 0.26% APY* on the portion of balance over $100,000.00, resulting in a non-compounding range from 0.50% to 0.38% APY* depending on the account’s balance.
Kasasa Cash Back: 2.00% cash back on up to a total of $500.00 PIN-based, signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle.
When Kasasa Cash Checking and Cash Back qualifications are not met, Kasasa Saver: All balances earn 0.10% APY*. Kasasa Cash: All balances earn a non-compounding APY* of 0.10%. Kasasa Cash Back: No cash back payments are made.
When linked to the Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account’s balance is less than the transferred amount when transfer occurs. Rates and rewards are variable and may change after account is opened at our discretion.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-on and other requirements apply. $100.00 minimum deposit is required to open the account. Enrollment in free-internet banking and electronic statements is a condition of the account. This account is limited to personal or sole-proprietorship; no corporations, limited liability companies, partnerships or similar entities. Limit 2 account(s) per customer and/or household. A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly maintenance charges or fees to maintain the account; however, a dormant account fee of $25.00 per month will be charged after 6 months of inactivity. Fees may reduce earnings. Contact one of our Chickasaw Community Bank personal bankers for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.


Monthly Qualification Cycle
Statement Cycle
Month
Year
Begin
End
Begin
End
January
2021
12/04/2020
01/05/2021
12/05/2020
01/06/2021
February
2021
01/06/2021
02/04/2021
01/07/2021
02/05/2021
March
2021
02/05/2021
03/04/2021
02/06/2021
03/05/2021
April
2021
03/05/2021
04/05/2021
03/06/2021
04/06/2021
May
2021
04/06/2021
05/05/2021
04/07/2021
05/06/2021
June
2021
05/06/2021
06/03/2021
05/07/2021
06/04/2021
July
2021
06/04/2021
07/05/2021
06/05/2021
07/06/2021
August
2021
07/06/2021
08/05/2021
07/07/2021
08/06/2021
September
2021
08/06/2021
09/02/2021
08/07/2021
09/03/2021
October
2021
09/03/2021
10/05/2021
09/04/2021
10/06/2021
November
2021
10/06/2021
11/04/2021
10/07/2021
11/05/2021
December
2021
11/05/2021
12/03/2021
11/06/2021
12/06/2021

Apply online for your personal checking account now

Sign up for a Kasasa Cash account today.

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