Personal

Personal Loans

Home Improvement Loans

Turning a house into a home can be expensive. With a Chickasaw Community Bank (CCB) Home Improvement Loan, we can help turn your dreams of a small project or a major addition into a reality.

With a CCB Home Improvement Loan, homeowners can pay for the following:

• Installing a new roof or flooring

• Remodeling a kitchen or bathroom

• Replacing heating and cooling systems or plumbing

• Remodeling a room for wheelchair access or installing an exterior ramp

A Home Improvement Loan with CCB offers many benefits, such as:

• No equity or cash up-front for securing a loan

• No home appraisals, meaning you can start your renovations sooner

• Competitive and fixed interest rates, so your payment never increases

• Avoiding high-interest credit card rates by choosing to lend with CCB


Helping you add value to your home while reducing the hassle of financing is our top priority. Talk to our Home Improvement Loan specialist Kay Pappas to begin your project with confidence.

Home Improvement Loan Specialist

Kay Pappas
Mortgage Loan Officer/Title I Specialist
NMLS #: 337695
Email Kay

Customer Payment Examples

Marginal Credit / Credit Scores 620 - 639
Loan Amount
60 Months Payment*
APR**
84 Months Payment*
APR**
120 Months Payment*
APR**
180 Months Payment*
APR**
240 Months Payment*
APR**
$7,500
$162.88
15.604%
$10,000
$217.17
14.429%
$15,000
$325.76
13.296%
$256.44
12.703%
$206.20
12.261%
$20,000
$434.35
12.744%
$341.92
12.291%
$274.93
11.952%
$226.69
11.696%
$25,000
$542.94
12.418%
$427.40
12.047%
$343.67
11.770%
$283.36
11.56%
$257.20
12.056%
Moderate Credit / Credit Scores 640 - 679
Loan Amount
60 Months Payment*
APR**
84 Months Payment*
APR**
120 Months Payment*
APR**
180 Months Payment*
APR**
240 Months Payment*
APR**
$7,500
$155.51
13.472%
$10,000
$207.34
12.322%
$160.64
11.450%
$15,000
$311.01
11.213%
$240.96
10.627%
$189.61
10.189%
$20,000
$414.68
10.673%
$321.27
10.227%
$252.81
9.893%
$202.26
9.637%
$25,000
$518.35
10.353%
$401.59
9.990%
$316.01
9.718%
$252.82
9.510%
$224.13
9.976%
Good Credit / Credit Scores 680 - 724
Loan Amount
60 Months Payment*
APR**
84 Months Payment*
APR**
120 Months Payment*
APR**
180 Months Payment*
APR**
240 Months Payment*
APR**
$7,500
$151.89
12.408%
$10,000
$202.52
11.270%
$155.61
10.402%
$15,000
$303.79
10.172%
$233.42
9.591%
$181.60
9.155%
$20,000
$405.05
9.638%
$311.23
9.196%
$242.13
8.865%
$190.55
8.610%
$25,000
$506.31
9.322%
$389.03
8.963%
$302.66
8.693%
$238.19
8.486%
$208.33
8.939%
Better Credit / Credit Scores 725 - 779
Loan Amount
60 Months Payment*
APR**
84 Months Payment*
APR**
120 Months Payment*
APR**
180 Months Payment*
APR**
240 Months Payment*
APR**
$7,500
$148.33
11.345%
$10,000
$197.78
10.219%
$150.68
9.355%
$15,000
$296.66
9.132%
$226.02
8.556%
$173.78
8.122%
$20,000
$395.55
8.604%
$301.36
8.166%
$231.70
7.838%
$179.21
7.584%
$25,000
$494.44
8.291%
$376.71
7.936%
$289.63
7.670%
$224.01
7.464%
$193.08
7.903%
Best Credit / Credit Scores 780+
Loan Amount
60 Months Payment*
APR**
84 Months Payment*
APR**
120 Months Payment*
APR**
180 Months Payment*
APR**
240 Months Payment*
APR**
$7,500
$144.82
10.283%
$10,000
$193.10
9.168%
$145.85
8.309%
$15,000
$289.64
8.093%
$218.77
7.521%
$166.15
7.090%
$20,000
$386.19
7.570%
$291.69
7.137%
$221.54
6.811%
$168.23
6.559%
$25,000
$482.74
7.260%
$364.61
6.910%
$364.61
6.910%
6.647%
6.442%
$178.39
6.869%
*Payment example: Monthly payments for a $25,000 loan at 6.869% APR with a term of 20 years would result in 240 monthly payments of $178.39. Your loan terms, including APR, may differ based on loan purpose, amount, term length, and your credit profile. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.
**APR = Annual Percentage Rate

Contact us today for information on car loans or other consumer loans

Find The Right Loan Now

Chickasaw Community Bank is not responsible for the product, service, or overall website content available at this third-party site. Our Privacy Policy does not apply to linked websites and you should consult the privacy disclosures on that site for further information.

Click Here to Continue