Helping tribes, housing authorities, & TDHEs provide housing across Indian Country
Tribes Working with Tribes. We serve Native communities through extensive and customized loan options.
Tribes for Housing
We're here to help you take advantage of government-guaranteed loan programs so you can find solutions today, not tomorrow.
The TRIBE, Housing Authority or TDHE as the borrower
The Section 184 program was designed to help meet the challenges of Indian Housing for tribes as well as individual tribal members. Under the Tribal Lending department, the tribes, HA, or TDHE is the borrower, using money borrowed from the bank instead of the government. These funds can be used to fund new housing construction, rehab or acquisition of properties. This includes manufactured or modular homes. By using our money there are no income restrictions on the tenants, lessees, or anticipated homeowners. This allows tribes to create additional opportunities and programs for the moderate- and above-income members who are often underserved. (This does not exclude low income; it just means “no income restrictions” as long as other funds used do not carry any restrictions.) The HUD 184 program can be used for single family residences all the way up to four-plex for various purposes, both on and off trust land. Leverage tribal funds to provide homes for dozens of families instead of just a few. We’re experienced in working with these programs and making them work for our tribal customers. We can use the flexibility and versatility of the program to help your tribe with your funding. Call us to see what it can do for your tribe!
Customize These Programs
Both the HUD 184 and Title VI can be part of multi-funded projects and /or developments. Utilizing the Title VI program by itself or in conjunction with other programs (such as the HUD 184) Tribes or TDHE’s, acting as the borrower, can use those funds to provide for mixed-income homes, supportive housing, senior housing, VA housing, rehab centers, community centers and more. These loans can be on or off of tribal lands. Both programs can be used with grants and other types of funding.
Chickasaw Community Bank and several of its officers/staff are HUD-certified for HUD 184 and Title VI loan programs. We have many years of experience, and we can put all that experience to work for you. We’re experts in navigating the possibilities and versatility of these programs, so get in touch with us today and let’s put it to work for you.
You can also contact Nancy Bainbridge, Executive Vice President Director of Tribal and Construction Lending for additional information:
Chickasaw Community Bank is HUD-certified for HUD 184 and Title VI loan programs. We have years of experience, and we can put all that experience to work for you.